Covid-19 has us all thinking about our own mortality, families are thinking about what happens to my family if I die too soon. Unfortunately, most families only own life insurance through their employer, yet we cannot depend on life insurance on our jobs because our jobs are not guaranteed and, usually they will not provide enough life insurance coverage to: leave your family the ability to pay all the expenses that you were covering for them while alive and leave them a legacy. In the Holy Quran, Surah Baqarah 2:240 states that, “husbands that die with a wife left behind to bequest maintenance for at least 1 year”. We must make sure our family can sustain whether we are living or returned back to Allah, it’s our duty.
Life insurance is the best way to do that because it provides an instant estate for your heirs, think about it, when most people want to leave their families houses, why not leave them MONEY, which will pay for the homes and other items. Term life insurance is the best way to accomplish this, it’s low cost which makes it easier to purchase larger amounts to be able to leave generational wealth, it’s pure insurance and works like your car/home insurance because you’re only paying for protection. I always say, “Death is the only Guarantee in life and Life insurance is the cheapest insurance you can buy, because you get to name your own price”. Let’s make sure we are gifting from the grave as our family is gifting us with dua’a from earth. My Salaams
Helena Clemons is a native of Brooklyn, NY; where she has resided in Atlanta, GA for the past 15 years; and has been state licensed in Life & Health insurance and a Financial Coach for 20 years. She’s been happily married for 25 years and has 4 adult children. Helena and her family also run a family business MBGW GLOBAL LLC of which she is the CEO/CFO: their focus is business development, real estate, health initiatives and novelties that make a statement. She dedicates her time educating families about business, wealth generation and credit repair, as she truly believes in group economics and community empowerment.
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